Are employee injuries at parties and wellness events eligible for workers’ comp benefits?

Special events such as parties, team-building activities or sporting events can help build relationships and make the workplace more fun.

But what happens if someone is injured at the holiday party or while participating in a team-building outing? Would they receive workers’ compensation benefits?

There’s no clear-cut answer, and case law differs somewhat by state.

Typically, an injury sustained in an activity that is truly voluntary is not compensable. But if the employee is encouraged or required to participate, or the company benefits from the participation in some way, it could be.

If the activity takes place on your premises, during work hours, or both, these factors could make an injury at the event more likely to be compensable.

Legal guidance by state

In some states, established case law provides some guidance on whether injuries at special work events are compensable.

Minnesota

The Minnesota Supreme Court addressed this issue in 2016, ruling that the activity must be voluntary for the employer not to be liable. The activity is not considered voluntary if this hasn’t been clearly communicated to the employee, and if there are any negative consequences for not participating. For example, if the employee had to take vacation time or would be viewed negatively from a job performance standpoint for not participating, these would be considered negative consequences and the activity wouldn’t be considered voluntary.

Iowa

In Iowa, the court looks at whether the employer received a “substantial direct benefit” from the employee’s participation to determine whether an injury was work-related. A large factor in compensability is determining whether the employee was required or expected to participate. Even if an event was technically voluntary, if it was held during working hours on the employer’s premises and participation was encouraged, it could be compensable.

Wisconsin

In Wisconsin, injuries at special events are compensable when one of the following is met:

  • The activity is on the employer’s premise
  • The employer expressly or implicitly requires participation
  • The employer receives substantial and direct benefit from the activity beyond improvement in employee health and morale

South Dakota and Nebraska

South Dakota and Nebraska don’t have any specific laws or guidelines in place, but considerations about whether an activity was truly voluntary would likely come into play in these states as well.

No matter which state you’re in, it’s worth spending some time thinking through any special events that you’re planning. Ask yourself about the safety risks, and whether your employees will feel it’s voluntary. This can help you make better decisions about the types of special events you offer, and how you communicate about them. 

Prepared by attorneys at SFM’s in-house law firm

This is not intended to serve as legal advice for individual fact-specific legal cases or as a legal basis for your employment practices.

Constant distraction can harm employees’ well-being

“Fear of missing out” applies in the workplace, too.

In a recent survey conducted by Travel Leaders Group, more than 62% of respondents said they check email or voicemail while on vacation.

This may seem like a harmless, or even beneficial, result of technology allowing flexibility in where employees work, but there’s a dark side.

Employees can experience stress and burnout when they don’t take enough time to fully disconnect from work.

A study published by the Academy of Management showed that when employees feel they are expected to monitor email during off hours, it can result in anxiety and strained family relationships. It’s not just time spent dealing with email that causes strain, but simply the “anticipatory stress” of knowing that at any time they might need to stop what they’re doing to respond to an immediate request.

A growing recognition of the impact of expecting employees to be available at all hours has led to laws in France and Italy stating that employee contracts must explicitly address any expectations of after-hours communication.

Safety, productivity also at risk

Just as incessant communication can negatively impact an employee’s home life, it can affect their work life too.

When employees are constantly distracted by incoming emails, texts and social media messages, it can make them less productive and safe.

From a productivity standpoint, research has shown that most people can’t really multitask. If they think they’re doing two things at once, they’re really switching back and forth between them and in the process they’re likely losing time — potentially a lot of time.

Research suggests that it can take up to 20 or 30 minutes to get back to work on your original task after an interruption, according to researchers Adam Gazzaley and Larry Rosen.

From a safety standpoint, we continue to see workplace injuries resulting from being distracted.

For example, an employee walking out of work while reading his phone is hit in the parking ramp by another employee who’s driving while looking at her phone. Or an employee trips and falls while walking down the stairs because he’s looking at his phone. And of course, distracted driving is a growing danger to everyone on the roads, including those who drive for work.

What employers can do

More employers are recognizing the value of encouraging their employees to unplug while off work, and stay focused during working hours.

Here are a few ideas to consider:

  • Encourage employees to use their vacation time
    More than half of American employees don’t use all their vacation time, according to Project Time Off, and those who do are often still connected to the office. You can send a clear message that employees should not feel guilty for using their vacation time nor for disconnecting from communication unless there’s an emergency. The German car company Daimler goes so far as to auto-delete emails sent to employees who are on vacation. The sender is notified that the email was deleted and given the option to email a colleague or resend the email after the employee returns to the office, according to Harvard Business Review.
  • Discourage emailing after hours
    It’s up to leaders to set expectations about whether employees can truly unplug when they’re off work. You can foster an environment where it’s clear your employees are allowed to wait to address any issues that come up until they are back at work.
  • Educate employees about the value of focused work
    In our distraction-heavy world, your employees might not realize how much of a toll constant dings and buzzes are taking on their productivity and well-being. They may also be unaware that there’s another way to work. Provide them with practical techniques to minimize distractions. Something as simple as turning their cell phones to silent can make a big difference.

While sometimes it can be a good thing that we’re all so accessible, this ease of contact also has its downsides. As a leader, it’s important to think critically about all aspects of constant communication to maximize the benefits and minimize the harm to your employees.

Workers’ compensation and home office telecommuting

Have you ever thought about what happens if an employee is injured while taking a coffee break or walking to the restroom?

Courts in most states have ruled that employees who are injured while taking short breaks from work to seek personal comfort can be eligible for workers’ compensation benefits.

This raises the question: What happens when that injury occurs while the employee is working from home?

With more people telecommuting , it’s an issue of growing concern for employers.

That coffee break may be compensable

In a December 2008 case, the Minnesota Workers’ Compensation Court of Appeals confirmed extension of the personal comfort doctrine  to employees working from a home office. The personal comfort doctrine states that an employee can be entitled to benefits for an injury that occurs during work hours, but while the employee is taking care of personal needs.

In the case (Munson v. Wilmar/Interline Brands ) the court awarded benefits to an employee who was injured when descending the stairs to get a cup of coffee while working from his home office.

The employer in the case required the employee to maintain a home office as part of his job as a sales representative. On a Saturday morning, the employee was planning to prepare a month-end sales report. He dialed into the company’s server and prepared the report, but had some technical difficulty sharing the report. The employee decided to take a break, and went downstairs to the kitchen to get a cup of coffee. As he went down the stairs, he slipped and fell on his back, fracturing his T9 vertebrae and requiring surgery. The employer and insurer denied the claim, and denied that the personal comfort doctrine applied to a home office setting.

While the court recognized that determining liability for injuries occurring in home office settings may be difficult, the court examined the specific circumstances of the case presented, and found the injury compensable through application of the personal comfort doctrine. The court noted that the employee was working shortly before he took his break, was performing duties required by the employer, and did not engage in any unreasonably dangerous or risky behavior when he went to get his coffee. The court found it no different than an employee working at the employer’s main facility who takes a coffee break and walks to the break room, sustaining an injury in the process.

Person working from home with coffee cup in hand

The personal comfort doctrine in other states

Case law in most states reflects recognition of the personal comfort doctrine or some similar principle, generally allowing workers to be compensated for injuries that occur on short comfort-related breaks from work. Whether the personal comfort doctrine applies to telecommuters hasn’t yet been tested in all courts. If an employee is injured while taking a brief break during the workday to grab a snack, go to the bathroom, get a cup of coffee, or similar personal convenience tasks — whether at an employer’s corporate office or at the employee’s home office — a court is likely to find the employee eligible for workers’ compensation. These types of cases will be very fact-dependent to determine whether the worker has deviated from his or her employment activities at the time of the injury.

Confirm that telecommuters have a safe working environment

Presumably, injuries suffered while home office employees take breaks to do housework, provide care to children, etc., will not be found compensable. Courts will examine whether the injury arose out of and occurred in the course of employment activities, or instead occurred while performing activities normally performed as a homeowner or household resident.

Because there will not typically be any witnesses to the accident other than the employee, it is paramount that employers allow only the employees whom they trust to work in any unsupervised setting, including a home office. Employers should clearly define any expectations or policies governing the terms and conditions of telecommuting work activities and environments. When accidents do occur, employers should promptly make a detailed investigation of exactly when the accident occurred, what the employee was doing at the time of the injury (as well as before and after the injury), and how the accident happened. 

Additionally, while employers cannot completely eliminate safety hazards in a home office setting, just as they cannot in the traditional employment setting, employers should enforce good risk management practices to ensure that home office workplaces are as safe as possible.

Planning for safe remote work

You can prepare for the safety of your remote workers by creating or reviewing your policies and procedures for remote work:

  • Develop a remote work policy that covers eligibility, safety, equipment and security
  • Have the employee sign a remote work agreement, acknowledging their responsibilities
  • Create a safety checklist or assessment for remote workspaces
  • Require a dedicated workstation in their home
  • Consider equipment and security needs
  • Provide safety training and resources
  • Follow up on a regular basis to ensure safety procedures are being followed

Safety concerns in home offices

As an employer, you can monitor and enforce safety practices at your central office. It becomes more challenging when you don’t control your worker’s environment.

Do all you can to ensure that employees’ working spaces meet minimum criteria for safety. Workers may be more complacent in their own homes, and disregard tripping hazards or poor ergonomics.

A dedicated home workstation is beneficial because, unlike lounging on the couch with a laptop, the workstation can be set up for proper ergonomics. An optimal setup includes:

  • An appropriate chair and desk
  • The computer, keyboard and mouse in the correct positions
  • A telephone, possibly with a headset
  • Proper lighting to reduce eye strain
  • Adequate, accessible storage to eliminate tripping and lifting dangers
  • Awareness about electrical and fire hazards

Frequent travel introduces additional risks, such as those associated with driving and outdoor slips and falls. The employee must remain vigilant about the risks that go along with traveling from location to location.

No matter where your employee is located — whether it’s their home, a coffee shop or a co-working space — be sure they recognize the importance of safety.

This is not intended to serve as legal advice for individual fact-specific legal cases or as a legal basis for your employment practices.

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