Did you know that large policyholders who switch to SFM see on average a 7-point reduction in their experience modification (e-mod)?

Check out this chart for the specifics:

This chart shows SFM policyholders with $50,000 or more in manual premium that qualified for an experience modification factor. Each of these policyholders had continuous workers’ compensation coverage with SFM through a minimum of five policy terms.

How does SFM achieve such success for its customers? There are several reasons, including our approach to loss prevention and claim management.

Claim management

• Low caseloads per adjuster
• 24/7 nurse triage for injury reporting

Loss prevention

• In-person services and training
• Online safety resources

Cost containment

• PPO networks
• In-house bill review

Workers’ compensation expertise

• Focused approach
• Leaders in the industry

Learn more about how we can help you get the most from your workers’ comp coverage.

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