Does your workplace offer a wellness program?

No matter your business size, there’s value in building a culture of health in your workplace. Wellness programs are one of the leading ways employers influence worker well-being, health and productivity.

We were curious about how employers use wellness programs, so we asked SFM policyholders in a recent survey.

Wellness programs varied by organization size

Of the 209 survey respondents, 1/3 answered “yes” to the question, “Does your workplace offer a wellness program?”

Results varied by size, with larger employers more likely to have a wellness program.

For the smallest companies, under 50 employees, only 17 percent responded that they had a wellness program. This increased to 33 percent for companies with 50-499 employees and 50 percent for businesses with 500-999 employees. Two-thirds of the largest businesses, with more than 500 employees, reported a wellness program.

Percentage of employers offering wellness programs by number of employees

  • 1000+ 77% 77%
  • 500 – 999 50% 50%
  • 50 – 499 33% 33%
  • 1 – 49 17% 17%

Wellness program topics

The wellness offerings within a program can vary widely. We asked employers who had a wellness program what topics they address.

  • Stress reduction 87% 87%
  • Physical fitness 85% 85%
  • Nutrition 75% 75%
  • Weight management 67% 67%
  • Mental health 65% 65%
  • Smoking cessation 55% 55%
  • Financial wellness 50% 50%

Other offerings mentioned:

  • Free flu shots
  • Medication management
  • Chronic health issues
  • Workplace relationships
  • Biometrics

For more information on workplace wellness programs, see our posts:

For more on specific topics such as stress, fatigue and mindfulness, see all the posts in our Wellness category.

Video highlights danger of falls in parking lots

Cold, snowy and icy weather are coming soon. As the weather brings colder and more slippery conditions, it’s a good time to remind your employees to walk carefully when outdoors.

Our new video for employees aims to catch their attention and remind them of the dangers they face when walking through parking lots in winter weather.

Parking lot slips and falls are a common source of work-related injuries during the winter months, and exercising caution can help your employees avoid nasty accidents.

We offer many resources on our winter slips and falls page you can use to prevent these types of injuries among your employees.

Forklift safety tips for drivers and pedestrians

While forklifts play a useful and necessary role in many work environments, they can also be dangerous when not operated with care. According to the Occupational Safety & Health Administration, forklift-related accidents account for approximately 85 deaths and 96,700 injuries every year.

Tips for forklift drivers

Forklift-related injuries most often result from inattention, distraction, excessive speed, poor driving habits and lack of training.

Tips to reduce accidents and injuries for forklift drivers include:

  • Wearing a seatbelt
  • Making sure loads are stable and kept as low as possible
  • Keeping the path in sight
  • Watching for obstructions, including those overhead
  • Avoiding speeding, especially when crossing a blind spot

Tips for pedestrians walking around forklifts

Pedestrians should also exercise caution around forklifts.

Some suggested safe practices are:

  • Avoiding walking next to forklifts
  • Alerting the driver and making eye contact when nearby
  • Staying clear of raised loads

Loss prevention team trains on forklift safety

On June 1, SFM’s Loss Prevention team attended an in-house forklift training session at the Barrier Free Access facility in New Brighton, Minnesota. The event helped serve as a reminder about how dangerous forklifts can be, said Senior Loss Prevention Representative Jeff Aafedt.

“Equipment-specific training … and solid safety procedures are vital to preventing workplace injury exposures.”

~ Loss Prevention Specialist Julie Thatcher

Aafedt helped lead the training session, along with Loss Prevention Specialist Julie Thatcher, covering topics such as forklift inspections, safe operation, training requirements and pedestrian safety. As part of the training, members of the Loss Prevention team had a chance to operate a forklift.

“Equipment-specific training in the environment where equipment will be operated, pre-shift inspections and solid safety procedures are vital to preventing workplace injury exposures,” Thatcher said.

Following the training, SFM created a new Supervisor Initiated Training resource on forklift safety for pedestrians. Find this and other forklift safety resources in the resource catalog.

9 forklift safety tips for drivers and pedestrians

In harm’s way: Workplace violence in health care

People go to the hospital to be cared for and get better. But for health care professionals, going to work can put them in harm’s way.

Nursing homes and hospitals are among the most high-risk occupations for injuries generally , and their rate of injuries from workplace violence are much greater than the average — 5 to 12 times higher, according to a recent Washington Post article .

According to OSHA , “health care accounts for nearly as many serious violent injuries as all other industries combined.”

Defining workplace violence

Workplace violence encompasses more than physical assaults. The National Institute for Occupational Safety and Health’s definition includes threats of assault as well as verbal abuse, hostility and harassment.

This violence can be committed by co-workers, patients or family members of patients. Health care workers interact with a large number of people throughout their day, often in stressful situations.

Quantifying violent incidents in the health care sector

The most recent statistics from OSHA and the Bureau of Labor Statistics paint a picture of shocking risks to workers:

  • In 2015, more than 11,000 violent incidents against employees in the health care and social assistance sector occurred
  • Assaults made up 10 percent of all lost-time work injuries in health care
  • Of the 24 work-related fatalities in hospitals, five were a result of “violence and other injuries by persons or animals”
  • The same category of “violence and other injuries by persons or animals” accounted for 11 percent of lost-time injuries in private hospitals and a staggering 45 percent of injuries in state-run hospitals (possibly because these facilities are predominantly psychiatric and substance abuse hospitals)

Within health care, some positions are more exposed to the risk of violence. Employees who work with patients with dementia or psychiatric issues, for example, may be at greater risk. Registered nurses and nursing assistants have higher lost-time injury rates due to violence than private industry on average.

Rate of injuries due to violence by occupation

Under-reporting workplace violence

According to OSHA’s “Workplace violence in health care: Understanding the challenge” report , violent incidents in health care often go unreported, with verbal abuse and bullying less likely to be reported than physical altercations.

A 2004 study of Minnesota nurses in the Journal of Occupational and Environmental Medicine “found that only 69 percent of physical assaults and 71 percent of non-physical assaults were reported to a manager.” The same study concluded that workplace violence — or the threat of violence — can hurt workplace morale and productivity and lead to higher burnout and turnover.

Preventing violent injuries in health care

With such a high rate of injuries in health care, OSHA updated its “Guidelines for Preventing Workplace Violence for Healthcare and Social Service workers” in 2015. The voluntary recommendations are designed for health care workers at all levels, from support staff to physicians, and in settings across the continuum of care, from home health care to hospitals.

The guidelines recommend incorporating a workplace violence prevention program into an organization’s broader safety and health program. An effective workplace violence prevention program addresses five components:

  1. Management commitment and employee participation
  2. Worksite analysis
  3. Hazard prevention and control
  4. Safety and health training
  5. Recordkeeping and program evaluation

 

OSHA’s resources include a workplace violence program assessment checklist, which covers topics such as staffing, training, facility design, security measures and workplace procedures, as well as considerations for workers who do field work. Training may include de-escalation and self-defense techniques.

With health care workers facing a real threat of workplace violence, organizations should take steps to track incidents accurately, train employees on de-escalation techniques and implement a workplace violence prevention program.

Additional resources

OSHA updates walking-working surfaces and fall protection standards

By Lee Wendel, CIA, CSP, CSPHA
SFM Director of Loss Prevention

Nationally about 350 fatalities occur each year among workers covered by Occupational Safety and Health Administration’s walking-working surfaces and fall protection standards.

Earlier this year OSHA updated the standards. Minnesota OSHA announced that it would mirror and implement these standards effective September 19, 2017.

The updated rule applies to a wide range of businesses considered general industry. It doesn’t change expectations for those in the construction or agriculture segments.

Three categories covered by this standard are leading sources of severe injuries for SFM policyholders:

  1. Walking-working surfaces
  2. Ladder safety requirements
  3. Fall protection systems

Walking-working surfaces

OSHA defines walking-working surfaces as “any horizontal or vertical surface on or through which an employee walks, works or gains access to a work area or workplace location.”

According to the standard, employers must ensure:

  • Surface conditions are clean, orderly and sanitary
  • Floors are maintained free of sharp or protruding objects, loose boards, corrosion, leaks, spills, snow and ice
  • Employers must inspect, maintain and repair walking-working surfaces as often as necessary
  • Hazardous conditions on walking-working surfaces must be corrected or repaired. If corrections or repairs cannot be made immediately, the hazard must be guarded to prevent employees from using the surface until repairs are completed

Ladder safety requirements

According to OSHA, falls from ladders account for 20 percent of all fatal and lost-time work injuries in general industry. In recent years, some of the most severe injuries and fatalities from our policyholders could also have been prevented using the standards’ requirements as defined in the update.

Key elements for portable ladders

  • Ladders must be inspected before initial use in each work shift to identify defects that could cause injury
  • Employers must ensure that steps and rungs are slip-resistant
  • Portable ladders are not moved, shifted or extended while under use
  • Top steps and caps are not used as steps (ladders are labeled accordingly)
  • Fastening multiple ladders together is not allowed
  • Ladders cannot be placed on top of other items such as boxes or barrels to gain added height

The update also covers additional requirements and future standards for fixed ladders, mobile stands and platforms.

Fall protection options

OSHA defines fall protection as “any equipment, device, or system that prevents a worker from falling from an elevation or mitigates the effect of such a fall.”

The update requires all employers to protect employees from fall hazards along edges that are at least 4 feet above a lower level. Fall protection is also required in specific situations such as hoist areas, runways, areas above dangerous equipment, wall openings, repair pits, stairways, scaffolds and slaughtering platforms.

Fall protection anchoring and design is a complex topic — if your company doesn’t have a trained “competent person,” engage an expert to help.

Fall protection options under the new rule

  • Guardrail System – A barrier erected along an exposed side, edge or another area of a walking-working surface to prevent workers from falling to a lower level
  • Safety Net System – A netting system to stop falling workers before they make contact with a lower level or obstruction
  • Personal Fall Arrest System – Consists of a body harness, anchor, connector and may include a lanyard, deceleration device, lifeline or a combination meant to stop a fall before the worker contacts a lower level
  • Positioning System – Equipment and connectors that when used with a body belt or harness allows a worker to be supported on an elevated vertical surface and work with both hands free
  • Travel Restraint System – Combination of anchor, connector, lanyard or other means of connection to eliminate the possibility of a worker going over the unprotected edge or side of a surface
  • Ladder Safety System – A system attached to a ladder designed to eliminate or reduce the possibility of a worker falling; Cages and wells are not considered ladder safety systems

Training requirements for these topics were also updated. A qualified person must train workers affected by these risks on how to correctly: Identify and minimize fall hazards; use personal fall protection (if used); and maintain, inspect and store equipment or systems used for fall protection.

More topics covered in the standard can be found on the OSHA website . See the OSHA site for details with general requirements starting at §1910.22.

Additional resources

This is not intended to serve as legal advice for individual fact-specific legal cases or as a legal basis for your employment practices.

Reduce workplace injuries with job hazard recognition

Knowing what hazards are associated with a job gives employees the power to avoid them and prevent injuries. Using job hazard recognition is a great way to review a work area in order to identify, eliminate or control work-related risks that could cause injury.

Workplace analysis

Workplace analysis can help identify and control hazards and prevent injuries through assessment of operation, procedures, processes, physical environment and individual workstations. There are four steps in workplace analysis:

1. Review previous injury records

Injury records can reveal trends in types of injury, time of year, specific shift or work area, specific tasks and tools and equipment used or not used.

2. Use a checklist and review it

You can identify hazards more consistently and without overlooking the obvious by following a checklist. Reviewing the checklist can help generate ideas for improvements to be made.

3. Walk through the worksite

Look for hazards: evaluate specific jobs, workstations, equipment, the environment and employee’s behaviors.

4. Determine ways to eliminate or control hazards

If there is risk of injury due to the process of completing a task, consider modifying the process or choosing a different one. Eliminate the hazard through improvements to the workstation, enclosures, machine guards or personal protective equipment or find ways to reduce exposure to the hazard.

Know the hazards

Before beginning a job, take the time to evaluate the potential dangers. Safety issues to watch out for include:

Specific safety procedures, such as lockout tagout, confined space and fall protection procedures, may also be associated with certain jobs. Serious injuries can be prevented by knowing and following all associated safety procedures.

More resources:

Q & A with researcher Katie Schofield, Ph.D.

One visit from a loss prevention representative — that’s all it took to measure a significant reduction of risk for a lost-time claim in a newly published study.

The research, published in the September 2017 Journal of Safety Research , shows the value of loss prevention representatives for helping a high-risk industry reduce severe employee injuries.

In the study, small and medium-sized construction firms tracked their lost-time claim frequency and the number and type of loss prevention contacts they’d had. Researchers then quantified the connection between contact and reduced lost-time injuries.

We spoke to the study’s lead author, Katie Schofield, Ph.D., assistant professor at the University of Minnesota-Duluth. Schofield is a former SFM loss prevention representative.

The interview has been edited for clarity and length.

What led you to this research?
I used it for my doctoral dissertation, looking at injury burden and construction contractors, particularly smaller ones. They don’t have a full-time safety person. Oftentimes they weren’t getting safety or health [resources] from anyone else, except loss prevention reps. Because I worked with them myself as a loss prevention rep, I was interested: Is what we’re doing making a difference? Is it doing something positive?

Compared to groups that had no loss prevention contacts, when employers did have contact with a loss prevention rep, their risk of a lost-time claim was reduced.

~ Katie Schofield

That’s part of my story behind this, too. Insurers are such a valuable resource, because loss prevention reps can get out there and really have the opportunity to help the business, disseminate research, make the business case for safety.


What were the conclusions you were able to draw from looking at the data over a number of years? Did anything surprise you about these results?
It was heartening to see that there was a significant reduction in risk with these on-site visits with policyholders. Compared to groups that had no loss prevention contacts, when employers did have contact with a loss prevention rep, their risk of a lost-time claim was reduced. Employers that had one contact had about a 27 percent reduction in risk. Employers that had two contacts had a 41 percent reduction in risk. And then three or more contacts was a 28 percent reduction in risk.

Infographic showing reduction in lost-time claims after one or two loss prevention contacts

So the risk reduction doesn’t continue to go up evenly with repeated visits. Do you have an explanation for the fluctuation, how risk was reduced more with two contacts than with three or more?
Somewhere between that second and third visit, you’re still getting a reduction – not as dramatic of results, but still a significant reduction. That was just interesting in trying to consider, OK, why is this happening? How do we look at what we see in these results here and try to find an explanation in real life?

When you’re first establishing this contact and giving policyholders resources or a plan of action, that would be that first contact that would reduce the risk.

Then maybe your second contact, you check back in, you see how things are going, you follow up. Those might be the things that have the biggest impact, and then with each subsequent contact, you’re still making a difference, but it’s not that dramatic as the first ones. So the effect tapers down.

Or, those accounts that are being visited a lot, they may have a higher risk to begin with. Perhaps that’s why the trend doesn’t continue with bigger and bigger reductions of risk. But it still is significant; 28 percent risk reduction at three or more contacts, that still is a nice effect that you’re seeing there.

Read the full study

Survey: U.S. working conditions taxing, but friendly

A Rand Corporation survey released this week sheds light on working conditions in the United States, and results are mixed.

On one hand, significant numbers of respondents reported physically taxing, unpleasant and potentially hazardous conditions. On the other hand, most reported positive feelings toward their bosses and colleagues.

The report is based on a nationally representative sample of participants in the American Working Conditions Survey, fielded in 2015.

The bad news: Workers report physical exertion, safety hazards

According to the report:

  • 60 percent of respondents reported engaging in one or more of the following activities: moving heavy loads or people at least 25 percent of the time, maintaining tiring or painful positions at least 25 percent of the time or standing almost all or all of the time
  • 75 percent reported using repetitive hand/arm movements at least 25 percent of the time
  • 44 percent reported sitting all or almost all of the time
  • 55 percent reported exposure to at least one unpleasant and potentially hazardous working condition such as vibrations from hand tools or machinery; loud noise; extreme temperatures; breathing in fumes, smoke, powder or dust; handling chemicals or handling infectious materials
  • 20 percent reported experiencing some form of hostility at work such as verbal abuse, threats, humiliation, unwanted sexual attention, bullying, harassment or physical violence
  • 66 percent reported working at high speeds, tight deadlines or both at least half the time

Nearly all of these conditions can increase the risk of work injuries. For a big-picture look, read our past blog post: Four signs that you genuinely value workplace safety.

The good news about U.S. working conditions

It wasn’t all bad! Most respondents reported supportive social conditions at work.

According to the report:

  • 58 percent of respondents said they have a supportive boss
  • 78 percent said they like and respect their colleagues
  • 78 percent said they have good cooperation with their colleagues
  • 57 percent said conflicts are resolved fairly

This is good news since research shows that workplace friendships generate employee satisfaction, and employee happiness at work contributes to higher productivity.

If a work injury does occur, good working relationships between managers and employees are especially important.

For more details on the survey, visit the Rand Corporation website .

Four housekeeping tips for a safer construction site

Cleanliness is next to godliness, the saying goes. In construction, cleanliness reduces risk of injury.

Proper housekeeping is an important part of keeping your construction site safe and avoiding OSHA penalties. Accidents such as trips and falls, being struck by falling objects and cutting or puncturing the skin can often be avoided by keeping a jobsite neat and organized.

Here are some guidelines to create a safer workplace:

  • Clean up debris
    Keep all walking and working surfaces clean and clear of debris. Clean as you go to prevent build-up of debris and to minimize the amount of time needed to clean a larger mess at the end of the day. Watch for debris in stairwells.
  • Pay attention to proper storage
    Identify designated areas for storing tools and materials. Out-of-place objects such as leaning lumber, plywood and other materials can cause trips and falls. Stack materials orderly and secure them so they won’t fall.
  • Eliminate hazards
    Clear away protruding pipes, lumber, rebar or other materials that could cause injury. Bend over or remove nails that are sticking out of lumber. Provide adequate lighting.
  • Keep extension cords clear of walkways
    Extension cords and airlines should be elevated, if possible, out of walkways, or covered with lumber or plywood. When not in use, coil up and neatly store.

More resources:

Do volunteers qualify for workers’ compensation?

Generally, to qualify for workers’ compensation benefits, a person must be established as an employee by receiving some form of payment from the employer for his or her services.

So, when someone is injured while volunteering, they’re usually not eligible for workers’ compensation benefits, but there are exceptions. For example, volunteers who are paid in kind or who fall into particular classes specifically mentioned in state law can be considered employees.

Non-monetary compensation

Someone who is being paid in kind for their services — through free meals from a restaurant or reduced rent from a landlord, for example — could be considered an employee if the parties had entered into an agreement about compensation. There must be some intent to enter into this relationship — receipt of a mere tip or gift doesn’t make someone an employee.

Protected classes of volunteers

In some cases, state law defines certain classes of volunteers as employees for the purposes of workers’ compensation.

Minnesota law  defines the following types of volunteers as employees:

  • Volunteers working in state institutions, such as correctional facilities, under the supervision of the commissioner of Human Services or the commissioner of Corrections.
  • Volunteers participating in programs established by local social service agencies , such as a county health and human services department. In this case, “local social services agency” means any agency established under Minn. Statutes section 393.01 , with each county in the state typically having a social services agency that includes the board of county commissioners.
  • Volunteers in the building and construction industry who are working for joint labor-management nonprofit community service projects.
  • Volunteers serving at a Minnesota veterans home.
  • Volunteer ambulance drivers and attendants.
  • Volunteer first responders (such as firefighters).

Wisconsin law also includes certain volunteers in its definition of employees, including:

  • Members of volunteer fire squads, rescue squads or diving teams.
  • Students in a technical college who, as part of their training, perform services or produce products for which the school collects a fee or who produce a product that is sold by the school.
  • Public or private school students performing services as part of school work training, work experience or work study program, if certain conditions are met.
  • Employees, volunteers or members of emergency management units and certain regional emergency response teams.

Good Samaritans

So-called Good Samaritans are almost always ineligible for workers’ compensation benefits because there’s typically no intent to establish an employment relationship and they’re not usually compensated for their services. For example, in a 1969 Minnesota case (Huebner v. Farmers Co-op)  where a tractor driver was seriously injured while helping a grain elevator operator who had asked for assistance, the Minnesota Supreme Court ruled that the driver wasn’t eligible for workers’ compensation.

Things to consider when using volunteers

Since volunteers typically aren’t entitled to workers’ compensation benefits, organizations should think about the likelihood of an injury, and the potential legal and financial consequences if one occurs. If an injured volunteer files a lawsuit, who will pay the damages?  Will a general liability or some other insurance policy defend against the claim and pay resulting damages?  An employer’s potential liability may well exceed the value of the volunteer’s services.

For more information, see our Volunteers in the Workplace Legal Advisory – Minnesota and Volunteers in the Workplace Legal Advisory – Wisconsin .

This is not intended to serve as legal advice for individual fact-specific legal cases or as a legal basis for your employment practices.

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