September 17, 2024
The work comp claims process following a driving incidentWhat does the workers’ compensation claims process look like following a driving incident?
SFM-The Work Comp Experts
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September 17, 2024
The work comp claims process following a driving incidentWhat does the workers’ compensation claims process look like following a driving incident?
August 19, 2024
Why employers should get to know medical providersBuilding relationships with the local doctors most likely to treat your injured workers lays the groundwork for teamwork between you, the physician and your insurer.
August 19, 2024
Strong hiring and communication processes can improve your bottom lineHere are some steps employers can take to improve workers’ compensation practices and save time and money.
August 19, 2024
Employers should report claims early to avoid penaltiesReport claims as soon as possible and keep an open line of communication with your SFM claims representative.
May 10, 2024
Why early return-to-work benefits your employees and bottom lineStrong return-to-work programs lead to better outcomes for injured workers and can help control workers’ compensation premium costs for employers.
February 26, 2024
Can employers pay small medical bills without submitting them to their workers’ compensation insurer?Choosing to pay a workers' compensation medical bill yourself can create a ripple effect of future problems.
February 12, 2024
Does workers’ compensation insurance cover injuries from car accidents?In some cases, automobile accidents are covered by workers’ compensation. Here’s what to if you’re involved in a work-related car accident.
February 2, 2024
Opioids and workers' compensation: Why employers should careOpioid painkiller misuse not only threatens the general well-being of employees, but can create on-the-job safety risks and inhibit recovery and return-to-work.
January 26, 2024
Nine expert tips that can lower your workers’ compensation costsEmployers have some control over workers’ compensation premiums. Here are our best tips for controlling your losses, and as a result, your premiums.
January 4, 2024
Why watching prescriptions closely is so importantSFM works hard to make sure injured workers’ medications are managed well, and as part of that effort, SFM partners with pharmacy benefits manager, myMatrixx.
June 12, 2023
Four things you need to do after an employee is injuredHelp prevent future workplace injuries, get the employee on the road to recovery and ensure a smooth claim process with these four post-injury tips.
April 26, 2023
Benefits of a strong return-to-work programBringing injured employees back to work as soon as their doctor allows it is not only the right thing to do, it’s also the smart thing to do. A strong return-to-work program benefits your employees and your organization.
December 21, 2022
Retaliation claims: what they are and best practices to avoid themIf an employee feels they’ve been wrongfully targeted for exercising their protected right, they may in turn file a retaliation claim. Learn best practices to avoid them.
November 10, 2021
When is PTSD covered by workers’ compensation?For PTSD to be covered by workers’ compensation, it must meet the criteria as described in the most recent edition of the Diagnostic and Statistical Manual of Mental Disorders, and be diagnosed by a psychologist or psychiatrist.
July 19, 2021
Claim adjusters’ best tips to avoid workers’ comp misstepsSFM’s claims representatives share their top tips for employers when dealing with workers’ compensation claims.
June 16, 2021
Avoid common mistakes when reporting work injuriesFast, accurate injury reporting can reduce frustration for everyone involved. Watch out for these common mistakes.
April 29, 2021
Subrogation: When third parties bear responsibility for work injuriesWhen one of your employees is injured in the course and scope of employment and a negligent third party bears some responsibility, we can sometimes recover a portion or all of the workers’ compensation claim costs from the responsible party through subrogation.
April 29, 2021
Work injuries 101: Reporting injuries and supporting workersOn-the-job injuries are unanticipated, urgent and unfortunate for everyone involved, but there are best practices you can follow to make a bad situation better for you and your injured employee.
February 3, 2021
Workers’ compensation waiting periodsWhat workers' compensation waiting periods are, what they mean for bringing employees back to work and how they differ between states.
January 26, 2021
How your workers’ compensation e-mod is calculatedYour e-mod is used to calculate your workers’ compensation premium that’s based on your workers’ compensation claims experience.
October 21, 2020
Do you have a plan for investigating work injuries?You hope a work injury doesn’t occur, but if one does, use this four-point accident analysis plan to investigate.
October 7, 2020
The value in reporting minor work injuriesReporting minor injuries helps create a record in case the injury becomes more severe. Incident-only claims won’t affect your premium.
September 4, 2020
Streamlined phone reporting option availableIn response to feedback from employers and workers, we’re offering a new option when you call the SFM Work Injury Hotline to report injuries.
June 29, 2020
Why you have to stay vigilant on work injuriesIdeally, your employees will let you know if they are injured, but what if they don’t? You might still be legally required to report.
June 29, 2020
What happens when you choose the SFM Work Injury Hotline nurse option?Reporting injuries through the SFM Work Injury Hotline provides injured employees the opportunity to speak with a nurse and get a treatment recommendation. Here's what to expect when you call.
June 29, 2020
Four reasons why reporting work injuries immediately helps you and your employeesImmediately reporting injuries improves medical care, accident investigation, contact with medical providers and communication with injured employees.
February 12, 2020
What employers need to know about concussionsBecause the duration, symptoms, diagnostic testing and treatment in each case are so varied, concussions can be very complex and costly to treat.
February 5, 2020
Preventing depression among injured workersPost-injury depression can prolong a claim and delay return-to-work. Here are steps employers can take to lower the risk of depression.
January 28, 2020
Managing claims Q&A: Answers to some of our most common claims questionsManaging claims Q&A. Claims representatives answer common employer questions about workers' compensation claims.
January 8, 2020
Seven things employers should know about independent medical examinationsHere are a few things you should know about independent medical examinations.
