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Blog

Keeping problem employees on staff can increase workers’ compensation costs

Dealing with employee performance problems can be much more challenging if that employee claims a work injury. To avoid this, address performance issues right away.

Help your employees achieve the four elements of financial well-being

Address financial stress in your employees by applying the four elements of personal financial well-being to a financial wellness program.

Inexpensive safety solution: Replace old utility knives

Consider replacing old manually retractable and fixed-blade utility knives with a concealed blade version for a safer option.

sliding
Safety video: Moves you can use to avoid winter slips and falls

Use this lighthearted video to remind and train your employees to avoid winter slips and falls, a common cause of workplace injuries.

Snow days aren’t just for schools: How to develop a workplace severe weather policy

When winter weather turns dangerous and it’s unsafe to travel, do you have a plan – for yourself and your employees?

The dangers of drowsy driving

Driving while drowsy can cause drivers to pay less attention to the road, slows their reaction time and affects the ability to make good decisions.

Watch out for these top 10 OSHA violations

List of the top 10 most frequently cited OSHA violations of 2018, with training resources for each

School bus drivers can be safety heroes

This year’s theme for National School Bus Safety Week, “My Driver – My Safety Hero,” reminds us of bus drivers’ important roles in getting people where they’re going safely.

Minnesota manufacturer invests in safety

SFM policyholder Jones Metal takes full advantage of SFM’s safety resources, including help applying for a MN OSHA safety grant.

Safety tips for home health care workers

Home health care workers face many unique safety risks. Hazards include getting to and from work, transferring clients, slips and falls and more.

Optimizing safety programs for all generations

Employers must tailor safety and health programs for four distinct generations in the workforce.

10 statistics that make the case for workplace wellness programs

The U.S. Chamber of Commerce report “Winning With Wellness” makes the case for workplace wellness programs with some key employee health statistics.

Second annual Safe + Sound Week approaching

The second annual Safe + Sound Week raises awareness about the value of safety and health programs.

Help your employees with these smoking cessation resources

Smoking can significantly increase the length and cost of a workers’ compensation claim. Here are several state and national resources to help your employees quit smoking.

"Ban the Box" doesn't prevent criminal background check

"Ban the box" is a national movement that prevents employers from asking about criminal history prior to interviewing applicants. In some cases, criminal background checks can be a useful hiring tool.

What the 'gig economy' means for worker protections

A growing gig economy might leave some workers with gaps in workers' compensation and other protections.

Alternatives to opioids for treating chronic pain

The medical community is identifying alternative ways to help individuals with chronic pain such as exercise, acupuncture and virtual reality.

Teach your employees about trench and excavation safety

Trench and excavation hazards cause more than 100 deaths and 1,000 injuries every year. Knowing the proper safety procedures and what hazards to watch for will reduce risk of injury.

Are your workers independent contractors or employees?

Employers' workers' compensation requirements differ for workers considered employees versus those considered independent contractors.

Hidden costs of work injuries

Few employers realize just how costly a work injury can be until they experience one at their organization. That’s because there are so many hidden costs of work injuries that aren’t covered by workers’ compensation benefits, such as lost productivity, overtime costs, and impacts on the injured worker and their family.

Fall prevention focus of Safety Stand-Down week

May 7-11, 2018 is the National Safety Stand-Down to Prevent Falls in Construction. Take the time to educate your workers on the importance of fall prevention.

Watch out for everyday electrical safety hazards

It’s easy to forget that everyday activities like using extension cords and outlets can pose a risk for fires, shock and even electrocution if done improperly.

Prevent obesity in the workplace to reduce costs, research says

Obesity has high costs both in terms of a worker’s health and costs to the employer, and the workplace can be a contributing factor.

New studies on opioids show ineffectiveness, high cost

Recent studies have shown that opioids are less effective than common painkillers and delay return to work. SFM has been working since 2014 to reduce long-term use of opioids by injured workers.

How loss prevention visits target business safety risks

What to expect during a loss prevention visit from one of SFM’s trained occupational health and safety professionals

Checklist helps keep employees safe during school construction projects

SFM’s loss prevention staff created a checklist to help schools keep employees safe throughout construction projects.

Health care worker safety closely tied to patient safety

In healthcare, patient and caregiver safety go hand-in-hand. Based on independent research and SFM's claims data, moving patients manually puts healthcare workers at risk for severe injuries.

Wisconsin law makes workers’ compensation ‘exclusive remedy’ for temp worker injuries

Wisconsin Gov. Scott Walker signed a bill into law on February 28 that prevents temporary employees who sustain work injuries from suing their employers, rather than going through workers’ compensation.

Hand and power tool safety

When using hand and power tools, it's important to use a tool that fits the job and is in good condition. Most injuries result from misuse and improper maintenance.

Safety tips to protect warehouse workers

The rate of fatal injuries in the warehouse industry is higher than the average for all other injuries. Here's how to keep your employees safe.

A healthier workforce: Tips for starting and building your workplace wellness program

Tips for starting and building your workplace wellness program: If you’ve been thinking about offering a wellness program, but don’t know where to begin, start here.

Eight tips for defensive driving

Learn how to keep safe on the road by following these tips for defensive driving

Workplace safety and claims resources for employees with limited English proficiency

SFM offers a number of resources to help keep employees with limited English proficiency safe, and assist if they are injured.

Business owner using a mobile safety app
Three apps to make your workplace safer

Mobile safety apps can help you identify heat-related risks, use ladders safely and encourage better ergonomics.

The risks of multitasking: Why single-tasking is more productive — and safer

Multitasking has infiltrated our work and home lives. Distracted driving and walking both pose dangers.

Are injuries at a work holiday party compensable?

Although in most cases injuries that occur during a work holiday party would not be compensable, there are some exceptions.

Does your workplace offer a wellness program? Survey results from SFM policyholders

In a recent wellness program survey, we found out which employers are more likely to have a workplace wellness program and what topics they address.

Forklift safety tips for drivers and pedestrians

Forklift-related injuries most often result from inattention, distraction, excessive speed, poor driving habits and lack of training. See our forklift safety tips infographic.

Workplace violence in healthcare feature image
In harm’s way: Workplace violence in health care

Injuries from workplace violence are much greater for health care workers than the average.

OSHA updates walking-working surfaces and fall protection standards feature image
OSHA updates walking-working surfaces and fall protection standards

OSHA’s final rule for general industry walking-working surfaces and fall protection standards was updated in 2017.

Reduce workplace injuries with job hazard recognition feature image
Reduce workplace injuries with job hazard recognition

Using job hazard recognition is a great way to review a work area in order to identify, eliminate or control work-related risks that could cause injury.

Two workers speaking at a construction site
Q & A with researcher Katie Schofield, Ph.D.

Research has quantified the connection between contact by loss prevention representatives and reduced lost-time injuries in the construction industry.

Survey: U.S. working conditions taxing, but also friendly

A Rand Corporation survey released this week sheds light on working conditions in the United States, and results are mixed.

man sweeping construction site
Four housekeeping tips for a safer construction site

Accidents such as trips and falls, being struck by falling objects and cutting or puncturing the skin can often be avoided by keeping a construction site neat and organized.

Do volunteers qualify for workers' compensation?

Volunteers generally aren’t eligible for workers' compensation benefits, but there are exceptions, and state laws can differ.

The danger of distracted walking

Walking while distracted can cause you to miss a potential hazard like ice, snow or a change in the walking surface, putting you at risk for a fall.

Four signs you genuinely value workplace safety

It’s easy to say “safety first.” It’s tougher to truly carry it out. Does your organization practice what you preach when it comes to employee safety?

Two key factors for a successful workplace wellness program

What makes a workplace wellness program successful? Here are two best practices revealed by researchers.

Top 7 workplace safety tips

These seven essential safety tips, identified by SFM's loss prevention staff, will earn your company a gold star in workplace safety.

How three school districts reduced their workers’ comp losses

Safety improvements and early return-to-work have carried many school districts insured by SFM to the head of the class.

How employers can take charge of health-related productivity losses

How do you reduce absenteeism and presenteeism in your employees? Start by maintaining a safe workplace and encouraging health and wellness.

New equipment and culture change cut hospital’s lifting injuries

As a side benefit of a patient-first mentality and focus on employee safety, St. Luke’s Hospital has kept workers’ compensation costs in check.

Iowa Gov. Terry Branstad
What Iowa’s new workers’ compensation changes mean

Iowa’s workers’ compensation system will see some significant changes on July 1, 2017, under a bill signed into law by Gov. Terry Branstad in March.

How to add mindfulness to your workplace wellness program

Workplaces can build on successful physical wellness programs by incorporating a popular — and proven — technique for emotional health: mindfulness.

11 common sense tips for safe winter weather driving

Follow these tips to keep safe while driving in snowy and icy winter weather.

Iowa manufacturer builds machine to prevent lifting injuries

In an effort to prevent lifting injuries, Iowa-based manufacturer Katecho built a machine that would do the lifting for them.

Bart Anderson, U.S. SiteWork CEO
CEO Q&A: Planning for safety helps projects run more efficiently

Our interview with U.S. SiteWork CEO Bart Anderson on why safety is his company’s mission.

Hospital staff trains for a frightening possibility

The Dallas County Hospital in Perry, Iowa, held an active shooter drill. This allowed staff to practice sheltering in place or escaping during such an event.

Wisconsin medical board adopts opioid prescribing guidelines

The Wisconsin Medical Examining Board adopted new guidelines for prescribing opioid painkillers aimed at combating heroin use.

Aaron Holm
After severe injury, man recovers, thrives, then helps others

SFM employees recently heard the inspiring story of a man who not only overcame a tragic accident that cost him both legs, but used the experience to help others.

Minnesota implements new rules for prescribing opioid painkillers

To prevent injured workers from ending up with painkiller addictions, the state of Minnesota has adopted stronger requirements for prescribing physicians.

Nebraska Supreme Court reverses workers’ comp ruling

This 2015 ruling from the Nebraska Supreme court reversed a lower court’s ruling on the workers’ compensation case.

Iowa Supreme Court says workers’ compensation surveillance footage need not be disclosed before deposition

The Iowa Supreme Court ruled that employers do not need to provide surveillance footage to workers’ compensation claimants before they are deposed.

How one school district prevents falls among staff

The Cambridge-Isanti Public Schools decreased falls by making stepladders easily accessible throughout its buildings.

The four most effective tactics to avoid workers' compensation litigation

On-the-job injuries can cost your company time, productivity, money and even employee morale — costs that are compounded when you become engaged in a legal battle.

Jim Andrews, CEO of ADO products
CEO Q&A: Company's emphasis on safety starts at the top

ADO Products CEO Jim Andrews talks about his company’s emphasis on employee safety.

What your employee handbook should say about workers' compensation

Incorporating workers' compensation into your employee handbook shows your staff that you take work injuries seriously.

How to discipline employees who’ve experienced work injuries

Simply because an employee sustained a work injury does not excuse that employee from performing the duties and expected standards of the job.

Minnesota Supreme Court maintains status quo for PTSD claims

The Minnesota Supreme Court affirmed that an employee’s post-traumatic stress disorder was a non-compensable mental injury under the law in effect at the time of injury.

Minnesota Supreme Court reverses appeals court's Dykhoff decision

The 2013 Dykhoff decision provides insight into what it means for an injury to “arise out of” employment, making it eligible for workers’ compensation benefits.

Injuries while entering and leaving the workplace: A primer

State law requires that employers provide safe, well-maintained and accessible routes for employees to and from their parked vehicles into their place of work.

Police officer’s mental injury might have been compensable under amended Minnesota workers’ compensation law

Minnesota law previously did not allow workers' compensation benefits for mental injuries unless they caused or were accompanied by physical injuries.

First ‘GINA’ lawsuit settled by EEOC

The U.S. Equal Employment Opportunity Commission (EEOC) settled the first lawsuit it had filed under the federal Genetic Information Nondiscrimination Act (GINA).

Summer can increase schools' workers' comp exposure

At schools, the summer months can present high potential for workers' compensation exposure, because wage-loss benefits can drag out longer than they would otherwise.

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